Rates and Fees

To support you in making informed decisions about your care, this page provides clear and transparent information about private pay services.

Rates by Service

  • Priced using an Equitable Sliding Scale model, EMDR Intensive Clients are asked to self-reflect on their own financial flexibility and self-select into one of three rates depending on their need to access mutual aid, ability to pay the standard rate, or privilege to contribute to mutual aid for others in the community to access specialized care.

    The investment into an EMDR Intensive includes 8 hours of individual treatment and additional support to help you achieve your goals:

    • One 90-minute intake session

    • Six hours of EMDR, offered as two 3-hour sessions or four 90-minute sessions

    • One 30-minute follow-up session

    • A pre-consultation interview to assess candidacy

    • A customized treatment program with targeted treatment goals

    • A treatment workbook to guide and support the process

    • Care coordination with your providers as needed

    Equitable Rate: $3000
    For those with greater financial privilege, this rate supports the redistribution of resources, helping others through mutual aid.

    Sustainable Rate: $2500
    Reflects the standard cost of providing services in Maryland and ensures the long-term stability of this practice.

    Accessible Rate: $2000
    Designed to lower financial barriers, this rate supports equitable access to specialized therapy services.

    Additional Processing Sessions
    Offered to EMDR Intensive Clients only as an optional, add on service.

    • 90 minutes: $375

    • 60 minutes: $250

    Please note, a 50% deposit is required at the time of scheduling, with the remainder due at the end of the first processing session.

    If you require a more individualized payment plan, please reach out to discuss options.

  • Individual therapy clients typically meet weekly or biweekly for 50 minute sessions. Adjustments in length and frequency may be available to active clients based on therapeutic necessity. 

    Initial Intake Session
    60 minutes
    $290

    Regularly Scheduled Sessions
    50 minutes
    $215

  • Group rates vary based on the format and goals of the group.

    For more details, please visit the Groups Page.

  • Individual Consultation (non EMDR)
    50-60 minutes
    $225

    EMDR Consultation- EMDRIA approved consultant
    50-60 minutes
    $150

    Group Consultation
    Rates vary depending on group size, goals, etc. Please visit the Professional Consultation page for more information.

  • Rates for additional services can be found on WTC’s Fee Schedule.

    Can’t find information on a service you’re interested in? Reach out to WTC directly via email.

Wolf Therapy and Consulting, LLC is a private pay practice, and therefore out-of-network with all insurance companies.

  • Shir Wolf, LCSW-C is not in-network with any managed care companies, which means that Wolf Therapy and Consulting, LLC does not accept insurance directly.

    Instead of billing insurance, clients pay WTC directly at the time of service. If your insurance plan includes out-of-network benefits, you may be eligible for partial reimbursement by submitting a Superbill (a detailed receipt for services). Superbills are happily provided upon request.

  • The decision to be out-of-network is intentional, made in an effort to provide flexible, high-quality care while protecting client privacy, and influenced by a variety of factors, including:

    Managed care companies require clients to be diagnosed with a mental health condition at the very first session in order to use their in-network benefits. This diagnosis then becomes a part of your permanent medical record.

    Insurance companies often dictate treatment, sometimes limiting the number of sessions or the types of therapy covered.

    Insurance often requires sharing session details, notes, and/or treatment plans to authorize coverage, which can compromise confidentiality.

Checking Your Benefits

  • While some details may be available in your plan’s documents, speaking directly with your insurance company often provides the clearest and most accurate information.

    Call your insurance provider and ask the representative directly:

  • “Do I have out-of-network benefits for mental health treatment?”

    If you do have out-of-network benefits, these questions may help to get more specific information about reimbursement. Be sure to ask questions related to the numbers below, referred to as CPT Codes. 

    - What is my out-of-network deductible for mental health care, and how much have I met so far this year?

    - What is my reimbursement rate for: 

    - 90791 (Initial Intake Session)

    - 90834 (Individual Therapy, 50 minutes)

    - 90846 (Family Therapy without Client Present)

    - 90853 (Group Therapy)?

    - Is there an “allowed charge” or “maximum benefit” for out-of-network services? If so, what?

    - Are there limits on the number of sessions reimbursed per year? If so, what are the limits? 

    - Are telehealth services reimbursed at the same rate as in-person sessions?

    - Do I need prior authorization or a referral to use these benefits?

    - What is the deadline for submitting claims for reimbursement?

    - Is there any additional documentation required beyond the Superbill?

Practice Policies

  • Under the No Surprises Act, clients who are uninsured or self-pay have the right to receive a Good Faith Estimate for the cost of services. This estimate outlines expected charges for therapy, allowing you to plan for the investment in your care. A few important notes about the GFE:

    • The estimate is based on the information available at the time and may change with your treatment plan.

    • Receiving a GFE does not obligate you to receive services or create a contract for therapy.

    • If the actual costs exceed the GFE by $400 or more, you have the right to dispute the charges.

    You will receive your GFE after determining that we will work together, typically before your first session. If you have questions about the GFE or need an updated estimate at any time, please don’t hesitate to ask.

    For more information, visit the official No Surprises Act website.

  • Payment is accepted via the secure Client Portal, which allows for autopayment via saved Debit and Credit Cards.

    Some insurance plans may allow you to use your HSA/FSA card for services. WTC accepts these types of payments but does not guarantee that your services will be approved by your insurance company.

    Clients are encouraged to confirm that they are able to use HSA/FSA cards directly with their insurance company. 

    Please note: Payment is due at time of service for all offerings at Wolf Therapy and Consulting, LLC. Clients are not permitted to carry balances from session to session.

  • Cancellations made with less than 48 business hours’ notice (Monday to Friday, excluding holidays) and missed appointments may result in a charge for the full-session fee unless rescheduled within the same week, if possible based on availability. This policy is detailed further in WTC’s intake paperwork and discussed in more detail during the informed consent process.